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Your eligible deposits are held by Griffin Bank Limited (the deposit-taker), a company registered in England and Wales, operating in the United Kingdom.

Griffin Bank Limited is authorised by the Prudential Regulation Authority (PRA) and regulated by the PRA and the Financial Conduct Authority (FCA). Griffin's firm reference number is 970920.

Eligible deposits of up to £120,000 per depositor are covered by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

For disputes, you can refer complaints to the Financial Ombudsman Service. Griffin Bank Limited's paid-up capital and reserves exceed £70 million.

© 2026 Stoa Corporation Limited. All rights reserved.

Your savings, your perks.

Choose what matters to you. We'll cover it.

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Search for available pots (176 pots available)
Apple Music

Apple Music Individual

Monthly

Perk Value £131.88

Deposit £2,500

Fixed 12 monthsStreaming
Spotify

Spotify Premium Individual

Monthly

Perk Value £155.88

Deposit £3,000

Fixed 12 monthsStreaming
Apple TV+

Apple TV+

Monthly

Perk Value £119.88

Deposit £2,500

Fixed 12 monthsStreaming
The Wall Street Journal

The Wall Street Journal

Monthly

Perk Value £425.88

Deposit £8,500

Fixed 12 monthsNews & Media
The Athletic

The Athletic

Yearly

Perk Value £30

Deposit £500

Fixed 12 monthsNews & Media
Picsart

Picsart

Annual

Perk Value £45.49

Deposit £1,000

Fixed 12 monthsAI Tools
Todoist

Todoist Pro

Annual

Perk Value £48

Deposit £1,000

Fixed 12 monthsBusiness & Productivity
Proton VPN

Proton VPN Plus

1 year

Perk Value £49.08

Deposit £1,000

Fixed 12 monthsDigital Security
Bannatyne Health Club

Bannatyne Health Club

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsHealth & Fitness
Waterstones

Waterstones

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsLearning
Blinkist

Blinkist Premium

12 months

Perk Value £69.99

Deposit £1,500

Fixed 12 monthsLearning
Meta Quest

Meta Quest

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsGaming
Riot Games

Riot Games

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsGaming
Chess.com

Chess.com Diamond Membership

1 Year

Perk Value £88.80

Deposit £2,000

Fixed 12 monthsGaming
Whole Foods Market UK

Whole Foods Market UK

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsShopping
Amara

Amara

Up to £20,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsShopping
Cult Beauty

Cult Beauty

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsBeauty
The Body Shop

The Body Shop

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsBeauty
Aldi

Aldi

Up to £20,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsShopping
Gym+Coffee

Gym+Coffee

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsAthleisure
Runners Need

Runners Need

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsAthleisure
Cotswold Outdoor

Cotswold Outdoor

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsAthleisure
NSPCC

NSPCC

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsCharity & Giving
Marie Curie

Marie Curie

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsCharity & Giving
...
You're all caught up
Griffin Bank

Your money is safe with Stoa

Your deposits are securely held by Griffin Bank, a UK-regulated bank.

FSCS Protected

Your deposit is FSCS protected

Eligible deposits of up to £120,000 per depositor are covered by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

Frequently asked questions

Everything you need to know about the product and billing.

Stoa turns your savings into lifestyle perks, not cash interest. Choose your perks, make the shown deposit, and once confirmed we send the digital gift cards upfront. Your money is held in a bank account we create for you at Griffin bank (FSCS eligibility applies). Perk value comes from commission on balances held with Stoa and brand and banking partnerships, which we convert into rewards you can use immediately. Some perks require a brief manual step, so delivery may take a little longer.

We're here when you need us.

Questions before you deposit, or need help getting started? We've got you covered.

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