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Your eligible deposits are held by Griffin Bank Limited (the deposit-taker), a company registered in England and Wales, operating in the United Kingdom.

Griffin Bank Limited is authorised by the Prudential Regulation Authority (PRA) and regulated by the PRA and the Financial Conduct Authority (FCA). Griffin's firm reference number is 970920.

Eligible deposits of up to £120,000 per depositor are covered by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

For disputes, you can refer complaints to the Financial Ombudsman Service. Griffin Bank Limited's paid-up capital and reserves exceed £70 million.

© 2026 Stoa Corporation Limited. All rights reserved.

Your savings, your perks.

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Search for available pots (176 pots available)
Airbnb

Airbnb

Up to £50,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsTravel
Last Minute

Last Minute

Up to £50,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsTravel
Harvey Nichols

Harvey Nichols

Up to £50,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsShopping
Uber

Uber

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsTransport & Delivery
Deliveroo

Deliveroo

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsTransport & Delivery
Duolingo

Duolingo Super Individual

Annual

Perk Value £68.98

Deposit £1,500

Fixed 12 monthsLearning
MasterClass

MasterClass Standard

Annual

Perk Value £120

Deposit £2,500

Fixed 12 monthsLearning
National Art Pass

National Art Pass Individual

12 Month Membership

Perk Value £87

Deposit £1,000

Fixed 12 monthsArts & Culture
Tate

Tate Member

Annual membership

Perk Value £78

Deposit £1,500

Fixed 12 monthsArts & Culture
Belmond

Belmond

Up to £50,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsTravel
De Vere

De Vere

Up to £50,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsTravel
Xbox

Xbox

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsGaming
Reddit

Reddit Premium

Annual

Perk Value £29.99

Deposit £500

Fixed 12 monthsSocial
X

X Premium

Annual plan

Perk Value £108

Deposit £2,000

Fixed 12 monthsSocial
Space NK

Space NK

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsBeauty
The Ordinary

The Ordinary

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsBeauty
Lululemon

Lululemon

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsAthleisure
Sweaty Betty

Sweaty Betty

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsAthleisure
UNICEF

UNICEF

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsCharity & Giving
National Trust

National Trust

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsCharity & Giving
Amazon Prime

Amazon Prime

Monthly

Perk Value £107.88

Deposit £2,000

Fixed 12 monthsStreaming
YouTube Premium

YouTube Premium Individual

Monthly

Perk Value £155.88

Deposit £3,000

Fixed 12 monthsStreaming
The Economist

The Economist Digital

Annual

Perk Value £239

Deposit £5,000

Fixed 12 monthsNews & Media
The Guardian

The Guardian

Annual

Perk Value £79.98

Deposit £1,500

Fixed 12 monthsNews & Media
...
You're all caught up
Griffin Bank

Your money is safe with Stoa

Your deposits are securely held by Griffin Bank, a UK-regulated bank.

FSCS Protected

Your deposit is FSCS protected

Eligible deposits of up to £120,000 per depositor are covered by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

Frequently asked questions

Everything you need to know about the product and billing.

Stoa turns your savings into lifestyle perks, not cash interest. Choose your perks, make the shown deposit, and once confirmed we send the digital gift cards upfront. Your money is held in a bank account we create for you at Griffin bank (FSCS eligibility applies). Perk value comes from commission on balances held with Stoa and brand and banking partnerships, which we convert into rewards you can use immediately. Some perks require a brief manual step, so delivery may take a little longer.

We're here when you need us.

Questions before you deposit, or need help getting started? We've got you covered.

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