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Your eligible deposits are held by Griffin Bank Limited (the deposit-taker), a company registered in England and Wales, operating in the United Kingdom.

Griffin Bank Limited is authorised by the Prudential Regulation Authority (PRA) and regulated by the PRA and the Financial Conduct Authority (FCA). Griffin's firm reference number is 970920.

Eligible deposits of up to £120,000 per depositor are covered by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

For disputes, you can refer complaints to the Financial Ombudsman Service. Griffin Bank Limited's paid-up capital and reserves exceed £70 million.

© 2026 Stoa Corporation Limited. All rights reserved.

Your savings, your perks.

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Amazon

Amazon Shopping

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsShopping
Claude

Claude Pro

1 year

Perk Value £180

Deposit £3,500

Fixed 12 monthsAI Tools
LinkedIn

LinkedIn Premium Career

Annual

Perk Value £179.88

Deposit £3,500

Fixed 12 monthsBusiness & Productivity
Whole Foods Market UK

Whole Foods Market UK

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsShopping
Waitrose

Waitrose

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsShopping
Uber

Uber

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsTransport & Delivery
Airbnb

Airbnb

Up to £50,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsTravel
Headspace

Headspace

Annual

Perk Value £49.99

Deposit £1,000

Fixed 12 monthsWellness
Dropbox

Dropbox Plus

Monthly

Perk Value £119.88

Deposit £2,500

Fixed 12 monthsCloud Storage
Eurostar

Eurostar

Up to £20,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsTransport & Delivery
Duolingo

Duolingo Super Individual

Annual

Perk Value £68.98

Deposit £1,500

Fixed 12 monthsLearning
NordVPN

NordVPN Basic

1-year plan

Perk Value £42.99

Deposit £1,000

Fixed 12 monthsDigital Security
Adobe Creative Cloud

Adobe Creative Cloud Pro

12 months

Perk Value £774

Deposit £15,000

Fixed 12 monthsBusiness & Productivity
Norton 360

Norton 360 Deluxe

12 months

Perk Value £74.99

Deposit £1,500

Fixed 12 monthsDigital Security
Netflix

Netflix Premium

Monthly

Perk Value £227.88

Deposit £4,500

Fixed 12 monthsStreaming
ChatGPT

ChatGPT Plus

Monthly

Perk Value £227.88

Deposit £4,500

Fixed 12 monthsAI Tools
Notion

Notion Plus

Annual

Perk Value £114.99

Deposit £2,500

Fixed 12 monthsBusiness & Productivity
Apple

Apple Gift Card

Up to £50,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsShopping
PlayStation

PlayStation

Up to £10,000 Perk Value

Perk Value £50

Deposit £1,000

Fixed 12 monthsGaming
Financial Times

Financial Times Standard

Annual

Perk Value £369

Deposit £7,500

Fixed 12 monthsNews & Media
The Times

The Times

Monthly

Perk Value £360

Deposit £7,000

Fixed 12 monthsNews & Media
Perplexity

Perplexity Pro

Yearly

Perk Value £200

Deposit £4,000

Fixed 12 monthsAI Tools
Canva

Canva Pro

Annual

Perk Value £100

Deposit £2,000

Fixed 12 monthsBusiness & Productivity
Google One

Google One Premium (2 TB)

Annual

Perk Value £79.99

Deposit £1,625

Fixed 12 monthsCloud Storage
...
You're all caught up
Griffin Bank

Your money is safe with Stoa

Your deposits are securely held by Griffin Bank, a UK-regulated bank.

FSCS Protected

Your deposit is FSCS protected

Eligible deposits of up to £120,000 per depositor are covered by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme.

Frequently asked questions

Everything you need to know about the product and billing.

Stoa turns your savings into lifestyle perks, not cash interest. Choose your perks, make the shown deposit, and once confirmed we send the digital gift cards upfront. Your money is held in a bank account we create for you at Griffin bank (FSCS eligibility applies). Perk value comes from commission on balances held with Stoa and brand and banking partnerships, which we convert into rewards you can use immediately. Some perks require a brief manual step, so delivery may take a little longer.

We're here when you need us.

Questions before you deposit, or need help getting started? We've got you covered.

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